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Thread: Couple of Questions - Borrowed Points, Saved Points, and RCI.

  1. #1
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    Couple of Questions - Borrowed Points, Saved Points, and RCI.

    1. Can saved points be used with RCI, and does RCI restrict those saved points like Bluegreen does (saved can only be used during Red weeks, not high red)?

    2. Can borrowed points be used in any week, High Red, Red, etc?

  2. #2
    Silver Contributor and supermoderator GrayFal's Avatar
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    Quote Originally Posted by GuitarKidd View Post
    1. Can saved points be used with RCI, and does RCI restrict those saved points like Bluegreen does (saved can only be used during Red weeks, not high red)?

    2. Can borrowed points be used in any week, High Red, Red, etc?
    Saved points can be used in RCI but only 6 months out. Annual and borrowed points can be used up to 2 years out.

    Borrowed points ( where you have prepaid your Maint fee) can be used any time with no restrictions.

    The new Future points designation can be used within their use time period.
    Example. I have future points with the dates 5/1/17-4/30/18. So in July, I could make a Resie with these points for 5/2-5/7/17 BUT I can not use these points to make a Resie for 4/2/17.
    If I needed to use these points for an April 2017 I would need to borrow them and prepay the Maint fee.
    HTH

  3. #3
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    Quote Originally Posted by GrayFal View Post
    Saved points can be used in RCI but only 6 months out. Annual and borrowed points can be used up to 2 years out.

    Borrowed points ( where you have prepaid your Maint fee) can be used any time with no restrictions.

    The new Future points designation can be used within their use time period.
    Example. I have future points with the dates 5/1/17-4/30/18. So in July, I could make a Resie with these points for 5/2-5/7/17 BUT I can not use these points to make a Resie for 4/2/17.
    If I needed to use these points for an April 2017 I would need to borrow them and prepay the Maint fee.
    HTH
    Thanks for the response. We were trying to save our points this year, that expire on 5/30, and use them along with the 12K points we get on 6/1 for the Fountains. Then I read that borrowed points are only good for Red weeks, not High Red Weeks... Arrrgh. We wanted to go on a 10 night vacation in orlando during spring break next March. But dang it, can't do it.

    So I think the only thing we can do is borrow from 2018 and prepay our maintenance fees. Then use our 12K points for something else this summer.

    Or, use RCI, and book a whole week at another resort. 12K points only gets us 5 nights at the Fountains.

    Any other thoughts or ideas?

  4. #4
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    Wait, what if I book 5 nights at the Fountains, then when 6/1 hits I book another 5 nights at the fountains for the same week with my new deposited points? I don't think there is an issue with that, is there? So my second booking starts with the end of my first booking.

    So I would book 3/23 - 3/27 for my first 5 days.
    Then on June 1, book 3/28 - 4/1 for my second booking. We would have to change rooms, but who cares!

  5. #5
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    Nevermind, it pulls from future and not what I have currently. Dang it bluegreen. Points are points, why can't we use saved points in High Red Seasons... ugh.

  6. #6
    If you are flexible in dates and only have 4 (or maybe 5) people, you can exchange into Disney's Saratoga Springs Resort & Spa.

  7. #7
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    I never see availability for Disney's resorts. We are limited next year to spring break.

  8. #8
    Silver Contributor and supermoderator GrayFal's Avatar
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    Quote Originally Posted by GuitarKidd View Post
    I never see availability for Disney's resorts. We are limited next year to spring break.
    I have traded in the last three years during spring break. You need to set up an ongoing search with RCI for your dates and include all the DVC resorts. The exchange will cost 13K Bluegreen points got a 1 BR. plus exchange fee. They no longer seem to deposit 2 BRs. And the confirmations seem to happen 4-6 months out.

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