I own a lock-off 2 bedroom EOY Gold Horizons Branson week. It trades nice. I gave $2,400 for mine a few years ago. I'm sure you could do better than that now with the economy in the tank.
What's really nice about lock-offs is you take more vacations for the maintenance fee you pay. And it's even better if II offers you a bonus week.
I wouldn't rule out an EOY at Grande Vista or Harbour Lake in Orlando if the price was right.