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The issue (aside from the 20k missing exchange units) could now be primarily smaller vs larger units on deposit. RCI has adopted a bit more like-for-like: smaller units are now excluding some of the larger units ... you would have to compare specific resorts and times with the larger tiger spacebanks to be sure. Also check your IPV against sightings.
Your numbers don't sound bad to me, I have found that my smaller-size ex-tigers are still pretty good, better than "so-so" ... acknowledging that RCI has withdrawn a huge number of prime-time units that use to be available for exchange, and is no doubt rental-only now.
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