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I did not study RCI point enough so does not want to say anything to misled you.
There is a 3 year lease program by the member. I will first compare the data with that lease program to determine if it is good or bad.
I believe the value of the purchase is determined by how you using them, or planning to use them.
Based on that I will consider what is the deeded week as very important when doing all the consideration. That is the week you will get for sure. And that is the week you can rent out for sure. And this is the week that will not change. In here, MF is not as important as what you will get and what will it cost you to get the same week
2nd, is the cost you will be when you doing majority of your exchanges. At certain point, RCI exchange cost will take over and dominate the MF.
3rd is the cost to you when you using the point to all other program support by RCI point partnership, which is like car, airplane, hotel, amusement park. The more you can use the point without feeling you are better paying cash for that the better. At certain point, RCI charges, the inconvience will start showing effect, but in here, MF is still dominate.
Remember, 2 and 3 is all controlled by RCI.
Personally, if it is deed program, I will consider #1 the factor that count as 70% of decision factor since there is also a leasing program available.
As to if you pay too much or get a good bargin, with your MF range, I would not think you be too bad. But MF can change, and if there is a SA or MF is lower because resort is not function at all will affect all your calculations.
Jya-Ning
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