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The way I've always looked at it, I can rent but, sometimes I would have to settle for whatever is available when and where I wanted to travel. By owning I can travel to the destinations I own at druing times that fit my needs and stay in the units I want to be in (assuming I've purchased unit specific).
Exchanging should offer me better choices than renting since exchangers should have first choice of available inventory. However, this is very much up for debate as RCI has been accused of skimming the cream off the top to rent out for profit while leaving the less desirable weeks for exchange. Proving that they are doing that may be an entirely different matter.
However, renting would most likely be less expensive and require less overhead. If you're flexible enough and not to picky, renting should be a very attractive alternive.
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